Credit Card Debt Reduction – Giddens Law Firm
The debt attorneys at The Law Office of George “Dave” Giddens, P.C. can help mitigate or eliminate your credit card debt by negotiating on your behalf with your creditors. As soon as your debts are paid off, your credit score will begin to improve, allowing you to think about you future, not your past.
About Debt-Reduction Companies
If credit card debt has overrun your finances, you’re probably receiving calls from debt-relief companies promising to lower your bills by allowing you to pay minimum monthly balances. In most cases, debt-relief companies often work for credit card companies and tend to charge thousands of dollars for services that may not help with long-term debt reduction and may end up costing you more.
Debt Assistance in New Mexico
Before you file for bankruptcy, understand that it is not right for everyone. Depending on your situation, bankruptcy may unnecessarily hurt your credit further. Instead, contact our lawyers first to help you explore your options for debt reduction. Debt assistance could come in the form of:
- Lower interest rates
- Loan extensions
- Lower monthly payments
- Lower principal owed
Our attorneys will negotiate with your creditors to decrease your credit card debt. We seek unique solutions for each of our clients, realizing that there are no formulaic, “one-size-fits-all” solutions to debt reduction.
Debt Assistance – Filing for Bankruptcy
Sometimes bankruptcy is the best way to clear your debts and move on with your life. Typically, those with credit card debt would file for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, but you will need to consult with one of our bankruptcy attorneys to understand the most viable option for your case. Contact us today to set up a consultation.
For comprehensive legal services in the areas of commercial and consumer bankruptcy, business litigation, real estate foreclosures (lenders and borrowers) and more, contact us at (505) 916-8358 or toll-free at (877) 913-4892 today to speak with one of our attorneys in Albuquerque, NM.
The Firm is a debt relief agency that helps people file for bankruptcy under the bankruptcy code.