Why Do You Need a Bankruptcy Lawyer?
Filing for bankruptcy is complex. How you declare bankruptcy depends on the type of bankruptcy you file. In most cases, you will need to meet with a trustee who will be overseeing your case. However, in a Chapter 11 bankruptcy, you are the trustee, which imposes a completely different set of rules and standards on you. The rules are varied and complex. We will guide you through each step of the process, helping you to:
Choose which chapter to file. The first step is among the most difficult. Selecting the proper type of bankruptcy will impact your credit and financial betterment in the future. The means test, which is very complicated, will determine if you are eligible for Chapter 7 Bankruptcy.
File complex paperwork. It’s not just the original filing that matters. Throughout the process you will have to file several documents, and will also receive filings from the court. You need help to understand how to declare bankruptcy to ensure a better outcome.
Ensure all debts are listed. If any of your debts are missing in your paperwork, you will be unlikely to have them discharged. Some debts, like child support, cannot be discharged. Our attorneys will make sure you know what can and cannot be discharged, so there are no surprises at the end of the process.
Handle creditor harassment. If you have declared bankruptcy but creditors continue to call, forward them to us. We know how to enforce the automatic stay, which is supposed to put an end to these calls.
Take care of tax issues. Dean Cross, one of our attorneys, has an LLM in tax law, giving him the tools to help you resolve any tax issues that are hindering your financial betterment.
Negotiate with your creditors. When it is in your best interests, we will negotiate with your creditors on your behalf, lowering and extending payments, among other solutions.
Filing bankruptcy is more than the means test and the paperwork you file. In some cases, creditors may be aggressive, or a judge may interpret bankruptcy law harshly. Unless you are an expert declaring bankruptcy, you will be left to defend yourself with little knowledge to back up your case. Don’t leave it to chance. Get it right the first time by contacting our law firm today.
Trusted Advisors – Our Bankruptcy Attorneys
When choosing a bankruptcy attorney, skill and integrity are paramount. We are AV-rated by Martindale-Hubbell©, a lawyer peer review service, receiving the highest rating attainable. Our AV status means we are recognized among our peers for our ability, ethics and integrity. We offer a free one-hour consultation with our clients to get to know them and learn about their case. Contact us to set up an appointment.
For comprehensive legal services in the areas of commercial and consumer bankruptcy, business litigation, real estate foreclosures (lenders and borrowers) and more, contact us at (505) 916-8358 or toll-free at (877) 913-4892 today to speak with one of our attorneys in Albuquerque, NM.
The Firm is a debt relief agency that helps people file for bankruptcy under the bankruptcy code.