It is not easy to predict exactly how long it may take a person injured in an automobile accident to recover fair compensation from a personal injury claim. In most cases in the State of New Mexico, the relevant statute of limitations requires that any civil action...
Month: September 2014
New Mexico Supreme Court Puts Brakes on Predatory Lenders
On behalf of Giddens & Gatton Law, P.C. | Sep 26, 2014 | Uncategorized
While high outstanding medical bills continue to rank as the leading cause which precipitates financially distressed people to file for bankruptcy protection, high-interest loan obligations constitutes the third, most cited reason. As individuals saw their homes...
Conflict over Coverage for Medical Treatment in Personal Injury Cases
On behalf of Giddens & Gatton Law, P.C. | Sep 24, 2014 | Uncategorized
For most individuals injured in an automobile accident, the last thing they want to think about is which insurance company or governmental agency bears the responsibility of covering the medical bills stemming from the personal injury sustained in such an accident....
Wiping out Credit Card Debt via Chapter 7 Bankruptcy Effectively
On behalf of Giddens & Gatton Law, P.C. | Sep 22, 2014 | Uncategorized
After medical bills, credit card debt stands as a top reason individuals choose to file for Chapter 7 bankruptcy protection. Although many states have caps –New Mexico has a 50% cap on interest rates on credit card accounts – the level of these caps can...
Recognizing Hospital Liens in Personal Injury Cases
On behalf of Giddens & Gatton Law, P.C. | Sep 18, 2014 | Uncategorized
Most folks – beyond making sure they procure auto insurance in a timely fashion or buckle up their seat belt before going somewhere in their car – do not spend much time thinking about what they would need to do if they unfortunately got in to an...
Keeping Your Home through Chapter 13 Bankruptcy
On behalf of Giddens & Gatton Law, P.C. | Sep 15, 2014 | Uncategorized
One of the big advantages that Chapter 13 bankruptcy filings have compared to Chapter 7 bankruptcies is that a Chapter 13 bankruptcy action affords the debtor the opportunity to save their home when the debtor is behind in their mortgage payments or is facing...
Preparing for the Deposition in a Personal Injury Case
On behalf of Giddens & Gatton Law, P.C. | Sep 11, 2014 | Uncategorized
For those individuals (plaintiffs) involved in an automobile accident who proceed to sue the at-fault driver who caused the accident, it is very likely that the attorneys for that at-fault driver – provided by the insurance company which covers that driver...
Court Data Provides Snapshot of Bankruptcy Debtors’ Assets and Income
On behalf of Giddens & Gatton Law, P.C. | Sep 10, 2014 | Uncategorized
By certain measures, those residents of Albuquerque - and New Mexico more broadly - who are experiencing some form of financial distress proportionately tend to have more wealth tied up in their real estate compared to people in certain neighboring states. But they...
Need for Judicial Approval of Settlements for Minors in Personal Injury Cases
On behalf of Giddens & Gatton Law, P.C. | Sep 8, 2014 | Uncategorized
For most personal injury cases stemming from automobile accidents, once the injured party – where that party is an adult- reaches agreement with the insurance company covering the other driver, they have the authority to finalize and implement their settlement...
The Importance of Eye Witness Testimony in Automobile Accident Cases
On behalf of Giddens & Gatton Law, P.C. | Sep 4, 2014 | Uncategorized
For many personal injury cases stemming from automobile accidents, there may be no particular eye witnesses, except for the actual parties to the accident. Where there is a third-party, whether a passenger in one of the nearby cars, a pedestrian on the street or some...
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