New Mexico Lawyers Serving New Mexico's Legal Needs Since 1997

November 2016 Archives

Part 1: Choosing between Chapter 7 and Chapter 13 bankruptcies

For many people, the past 10 to 20 years may have been financially challenging. Many people were impacted by the recession. For example, many experienced job loss, flat wages, loss of home, increased health insurance premiums or high deductibles, mounting medical bills, unsustainable student loan payments, high credit-card debt and more.

Legal counsel can help determine how to handle medical debt

It is common knowledge that many people are shouldering staggeringly heavy medical debt, especially as premiums and deductibles get higher and higher. We have posted blogs about medical debt and bankruptcy in the past, but unfortunately individuals and families continue to face financial strain because of high health care bills.

New Mexico braces for winter driving challenges

New Mexicans usually enjoy warm, dry weather. Last week, however, Albuquerque city employees began preparing for winter road maintenance. KRQE reports that road crews drove their winter routes to check equipment, do some training and look for any issues.

Chapter 7 bankruptcy does not mean loss of all of your property

In a Chapter 7 or liquidation bankruptcy, the debtor who files for relief in U.S. Bankruptcy Court is allowed to keep so-called exempt property. Some people misunderstand that if they file for bankruptcy they will lose everything. Bankruptcy law allows people to keep certain kinds of property considered basic and necessary to living.

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