Studies show that there has been a sharp increase in the number of traffic accidents in the United States, leading to an increase in auto-insurance rates in the country. Although several factors could have contributed to the high number of car accidents, many insurance companies consider the use of mobile phones while driving to be a major contributor. A significant number of drivers have admitted to using their cell phones to text and browse the web while driving.
Dangers of cell phone use while driving
Using cell phones while driving is not only dangerous to the driver but also to their passengers as well as others on the road. There are several dangers associated with cell phone use, which is described below.
It is illegal and can attract huge fines
Many states in the U.S. have passed legislation that makes it illegal to use cell phones while driving. Any driver who is caught using their cell phone while driving is likely to be penalized by being fined.
Insurance rate hikes
Although some drivers may consider insurance premiums to be too high, receiving a citation is likely to drive the premiums even higher. If you are held responsible for a wreck, and the police report includes texting and driving, there will be a noticeable increase in your insurance rates. In extreme cases, the insurer will drop your policy altogether.
Dangers to others on the road
Using your cell phone while driving will force you to look down at the phone. This will make it difficult for you to see other motorists and pedestrians. This will put other road users at risk, resulting in accidents when you do not respond in real time.
Dangerous for you and your passengers
Most young drivers do not understand the responsibility that comes with carrying other human beings in their vehicles. Reading or replying a text message while driving puts the driver and their passengers at a high risk of being involved in an accident. Such accidents may result in life-altering injuries and fatalities.
How to prevent accidents caused by distracted driving
There are some steps that drivers can take to ensure that they prevent accidents caused by cell phone use:
- Park the vehicle by the roadside: In case you cannot resist the urge to check and reply a text or pick a call, you can simply pull over to a safe location and respond to the text or call.
- Use hands-free technology: Most modern vehicles are equipped with technology that allows the driver to connect their phone to the stereo system of the car. This helps to facilitate hands-free communication.
- Avoid using the cell phone while driving: The best way to avoid accidents caused by cell phone use it to avoid using a cell phone while driving.