Many New Mexicans face daunting student loan payments each month that restrict their abilities to buy homes and vehicles as well as, ironically, to begin to put money away for their own children's future college educations. While the federal government and some private lenders offer repayment plans based on income that reduce monthly payments as well as other options like deferment or forbearance, some student loan debtors are either not eligible for relief or even with it, the payments are still very difficult.
Prescription and OTC drugs could put you at risk on the road
Undoubtedly, you have seen the words "May Cause Drowsiness" on any number of prescription pill bottles and over-the-counter medications. Other warnings talk about not operating heavy machinery (like a car), and other potential side effects of taking a particular medication.
How should you address medical bills?
Overall, you may have been a relatively healthy person throughout your life. However, just like any other New Mexico resident, you could face an unexpected medical emergency. This emergency can feel frightening and put your well-being at risk. In the best case, medical professionals will have the ability to treat your issue and have you back at peak health. Unfortunately, you may once again begin to feel ill after receiving your medical bills.
Rebuilding your creditworthiness after bankruptcy
At our law firm, we assist New Mexicans who face insurmountable debt with facing their financial problems with creativity and from a position of strength. A variety of approaches to these issues exists, but often our clients ultimately decide to use bankruptcy as the main tool for financial recovery.