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New Mexico Lawyers Serving New Mexico's Legal Needs Since 1997

Posts tagged "debt"

For senior citizens, bankruptcy can be an answer to debt problems

Here at Giddens & Gatton Law,amp; P.C., we help people from all walks of life whose debt problems have become overwhelming. Nowadays, it is becoming more common for senior citizens to consider bankruptcy as a realistic answer when retirement has become weighed down by debt.

What is the automatic stay in bankruptcy?

When a debtor files a petition for bankruptcy, an automatic stay of all collection activities against the debtor takes immediate effect. This is a broad, temporary protection for the debtor against legal action to collect the debtor's money or property to satisfy debts.

Accuracy of credit-bureau data to improve July 1

Beginning July 1, the three major credit bureaus will not consider public tax liens or civil judgments in analyzing the consumer creditworthiness unless specific new standards of data reliability are met. This change is pursuant to a settlement called the National Consumer Assistance Plan that involves these bureaus - Experian, TransUnion and Equifax - as well as the attorneys general from 31 states.

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Giddens & Gatton Law, P.C.
10400 Academy Road NE
Suite 350
Albuquerque, NM 87111

Phone: 505-273-3720
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