If you are considering filing bankruptcy, you are probably concerned about what types of debt you may be entitled to eliminate or discharge. This is a common and legitimate concern. After all, if you are saddled with just as much debt after bankruptcy than before it, or if your standard of living is markedly worse than before bankruptcy, it may not the best option for you.
Nearly everyone has experienced financial distress at some point, whether through a financial emergency or simply bad decisions concerning money. However, creating and following a budget goes a long way toward reining in your finances.
If you are struggling with overwhelming debt, you may not know how you will ever escape your accumulating balances and harassment from creditors. You may know that filing for consumer bankruptcy can offer you a way out, but making the decision to file is not an easy one.
Undoubtedly, you have seen the words "May Cause Drowsiness" on any number of prescription pill bottles and over-the-counter medications. Other warnings talk about not operating heavy machinery (like a car), and other potential side effects of taking a particular medication.
Overall, you may have been a relatively healthy person throughout your life. However, just like any other New Mexico resident, you could face an unexpected medical emergency. This emergency can feel frightening and put your well-being at risk. In the best case, medical professionals will have the ability to treat your issue and have you back at peak health. Unfortunately, you may once again begin to feel ill after receiving your medical bills.